Daprile Insurance Group

Mobile Home Insurance in Ohio & Beyond

Experience easy access to affordable, high-quality Mobile Home Insurance at Daprile Insurance Group. Serving Ohio, Pennsylvania & Florida.

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Daprile Insurance Group | Insurance in Ohio

At Daprile Insurance Group, we understand that your mobile or manufactured home isn’t just a structure—it’s your home. Whether you’re living in a quiet corner of rural Ohio or in a bustling mobile home community, protecting what matters most is a priority. Our team offers personalized insurance options tailored for mobile and manufactured homeowners across the Buckeye State.

Mobile Home Insurance Ohio

What Is Mobile and Manufactured Home Insurance?

Mobile and manufactured home insurance refers to insurance coverage designed to help protect homes that are factory-built rather than constructed on-site. While these homes can be just as comfortable and inviting as traditional houses, they have unique characteristics that may require different types of protection.

Typically, this type of insurance may include options for dwelling protection, personal property coverage, liability, and additional living expenses. The specifics of what’s covered often depend on the policy details and the provider.

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Who Needs Mobile or Manufactured Home Insurance in Ohio?

If you own a mobile or manufactured home in Ohio—whether it’s in a park, on private land, or part of a leased community—insurance may help protect your investment. From sudden weather events to accidents and theft, having the right protection in place can help you feel more secure in your day-to-day life.

Even if it’s not required by law, your mortgage company or mobile home park may ask you to carry insurance as a condition of your agreement. Many Ohio homeowners choose to insure their mobile or manufactured homes to help protect against unexpected financial strain.

  • There are several types of insurance coverage options available for mobile and manufactured homes. While policies can vary, common types of protection may include:

    • Dwelling Coverage: This option may help pay for repairs to the structure of your home if it’s damaged by covered events.
    • Personal Property Coverage: This can offer protection for belongings inside your home, such as furniture, electronics, and clothing.
    • Liability Coverage: If someone is injured on your property, liability protection may help with legal costs or medical expenses.
    • Loss of Use Coverage: If your home becomes uninhabitable due to a covered loss, this may help with temporary living expenses.

     

    Each homeowner’s needs are different, so our team will work with you to help identify which coverages align with your situation.

  • While mobile and manufactured home insurance may share some similarities with traditional homeowners insurance, there are key differences. For instance, mobile homes are often more vulnerable to wind and weather events, which can affect how insurance policies are structured.

    Another factor is how the home was built. Manufactured homes are built off-site and then transported to their final location, which introduces additional risks that may be considered when setting premiums and coverage terms.

    Our team at Daprile Insurance Group understands these differences and offers insight into policies that reflect the unique needs of mobile and manufactured homeowners in Ohio.

  • Ohio’s climate includes cold winters, thunderstorms, and the occasional severe weather event. Mobile and manufactured homes may face specific risks such as high winds, hail, and freezing temperatures—all of which can impact a home’s structure or systems.

    In addition to weather, mobile homeowners may also need to consider risks related to fire, theft, and liability within mobile home communities or on private lots. Working with an insurance agency that understands Ohio’s environment can help you select coverage options that address local risks.

  • The cost of mobile home insurance in Ohio can vary based on a number of factors, including:

    • The value, age, and condition of your home
    • The location and local risk factors
    • The coverage options and limits you choose
    • Your deductible amount and any optional endorsements

     

    Some policies may also offer discounts for safety features such as smoke detectors, storm shutters, or security systems. Our team can help review your home’s details and provide a customized quote based on your specific needs and budget.

  • When shopping for mobile or manufactured home insurance in Ohio, there are several important things to consider:

    • Coverage Limits: Make sure your policy covers the full replacement cost or market value of your home and belongings.
    • Deductible Amounts: Understand what you’ll be responsible for out-of-pocket in the event of a claim.
    • Exclusions: Review what’s not covered under the policy so you can avoid surprises down the line.
    • Optional Add-Ons: Consider any additional coverage options such as flood protection or identity theft coverage, depending on your needs.

     

    Our agents are here to help you sort through the details and make an informed choice based on your goals.

  • With years of experience serving clients across Ohio, Daprile Insurance Group takes pride in offering friendly, professional service and customized insurance solutions. We’re a locally owned agency that understands the communities we serve—from Toledo to Columbus to small towns in between.

    Our goal is to provide helpful guidance, not just sell policies. We’ll take the time to listen to your concerns, answer your questions, and present you with insurance options that align with your home, lifestyle, and financial priorities.

Mobile Home Insurance Ohio

How Can I Get Started on Mobile Home Insurance?

Getting started with mobile or manufactured home insurance in Ohio is simple. Whether you’re insuring a brand-new home or switching from another provider, Daprile Insurance Group is here to help.

You can start by reaching out to us via our online form. Our team is ready to walk you through your options and provide support every step of the way.

 

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