Daprile Insurance Group

Nonprofit Insurance in Ohio & Beyond

Experience easy access to affordable, high-quality Nonprofit Insurance at Daprile Insurance Group. Serving Ohio, Pennsylvania & Florida.

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Daprile Insurance Group | Insurance in Ohio

At Daprile Insurance Group, we understand that nonprofits are more than just organizations—they’re driven by purpose, powered by people, and anchored in the desire to do good. Whether you’re offering meals to families in need, advocating for environmental causes, or supporting arts and education in your Ohio community, we’re here to help safeguard your mission.

Our experienced team works with nonprofit leaders across the state—from Cleveland to Columbus to small towns in between—to explore tailored insurance options that fit the unique nature of nonprofit work. We recognize the challenges nonprofits face, and we’re committed to helping you navigate risk while continuing to make a difference.

Nonprofit Insurance Ohio

What Is Nonprofit Insurance?

Nonprofit insurance is a broad term that refers to insurance policies designed to support the needs and responsibilities of nonprofit organizations. While nonprofits share some similarities with for-profit businesses in terms of operational risk, they often have additional exposures related to volunteer work, donor activities, governance, and mission-based services.

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Why Do Ohio Nonprofits Need Insurance?

Nonprofits in Ohio face a wide range of responsibilities and exposures that can lead to liability concerns or financial strain. From fundraising events and volunteer programs to grant compliance and public services, the work your nonprofit does is valuable—but it’s not without risk.

Here are just a few scenarios where nonprofit insurance may be helpful:

  • A visitor is injured at a fundraising gala and files a claim for medical expenses.
  • A staff member alleges wrongful termination and brings legal action against the organization.
  • A board decision results in financial loss for the nonprofit, and the directors are held responsible.
  • Sensitive donor data is compromised through a cyber incident.

While each of these situations may be unlikely on its own, they can be costly to address if they do happen. Nonprofit insurance may offer a safety net—helping you continue your work while responding to unexpected claims or damages.

  • Nonprofit liability insurance is designed to help protect organizations from claims of negligence, injury, or errors in service delivery. It’s often a foundational piece of a nonprofit’s insurance portfolio and may include several different types of liability coverage. Here are the types of liability coverage that may be considered:

    • General Liability Insurance – May help cover third-party claims of bodily injury, property damage, or personal injury (like libel or slander).
    • Directors and Officers (D&O) Liability Insurance – May provide support if board members or officers are accused of mismanagement, breach of duty, or other leadership-related claims.
    • Professional Liability Insurance – May be relevant for nonprofits that provide advice, education, counseling, or other services.
    • Employment Practices Liability Insurance (EPLI) – May address legal costs related to employee allegations of harassment, discrimination, or wrongful dismissal.
    • Abuse and Molestation Coverage – Sometimes considered by organizations that serve children or vulnerable populations.

     

    Each nonprofit’s liability profile is different. What’s appropriate for one organization in Ohio might not be the right fit for another. That’s why we work closely with you to identify which areas of protection align with your operations and responsibilities.

  • Any organization operating as a nonprofit in Ohio may benefit from exploring insurance options. From established statewide nonprofits to newly formed grassroots organizations, insurance can be a valuable resource in helping nonprofits achieve long-term sustainability.

    Nonprofits that often consider insurance include:

    • Animal welfare organizations and shelters
    • Food banks and community kitchens
    • After-school programs and tutoring centers
    • Environmental advocacy groups
    • Museums, theaters, and arts nonprofits
    • Mental health and crisis counseling services
    • Faith-based and religious organizations
    • Homeless shelters and transitional housing programs

     

    Even if your nonprofit is small or run entirely by volunteers, it still faces potential risks that could impact your work. Insurance isn’t just about protection—it can also show funders, grantmakers, and partners that your organization is responsibly managed.

  • At Daprile Insurance Group, we believe your nonprofit’s insurance coverage should reflect your mission, not just your operations. That’s why we take a hands-on, consultative approach to help build an insurance package that’s suited to your needs.

    Some of the factors we consider when exploring options include:

    • Organization Size – How many employees or volunteers are involved?
    • Physical Assets – Do you own or lease office space, vehicles, or equipment?
    • Programming – What types of services or activities do you provide?
    • Events – Do you host public fundraisers, workshops, or community events?
    • Board Structure – Do you have directors, officers, or advisors making financial or legal decisions?
    • Data and Privacy – How do you collect and store sensitive donor or client information?

     

    We’ll guide you through each of these considerations and help you understand the options that may be available to address them.

  • We’re more than an insurance agency—we’re part of the same Ohio communities you serve. At Daprile Insurance Group, we believe in supporting local organizations who work hard to create real, lasting change. That’s why we’ve made it our mission to provide nonprofits with the knowledge, resources, and support they need to thrive. Here’s what sets us apart:

    • Local Understanding – We know the unique challenges and opportunities facing Ohio nonprofits.
    • Dedicated Service – Our team takes the time to listen, understand your goals, and respond quickly when questions arise.
    • Diverse Carrier Network – We partner with multiple insurance providers, allowing us to tailor quotes and options to your needs.
    • Mission-Focused Mindset – We’re proud to support those who are making a difference, and we approach each nonprofit relationship with care and respect.

     

    Whether your nonprofit is in Dayton, Akron, Toledo, or anywhere in between, we’re here to be your partner in protection.

Nonprofit Insurance Ohio

How Can You Get Started With Nonprofit Insurance?

Getting started with Daprile Insurance Group is simple and pressure-free. We begin by learning about your organization, your people, and the communities you serve. From there, we provide clear, honest guidance on coverage options, quotes, and next steps.

Whether you’re looking to renew an existing nonprofit insurance policy or evaluate coverage for a newly formed organization, we’re ready to help.

Reach out today to schedule a consultation or request a custom insurance review. At Daprile Insurance Group, we’re honored to support the work you do—and we’ll be here every step of the way.

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